International Payments Playbook

Getting Paid by Foreign Clients: The Complete Guide for Indian Freelancers

Working with clients outside India? This playbook walks you through the complete workflow — from landing your first international client, receiving payments through Wise, Skydo or your bank, maintaining FIRC/FIRA documentation, understanding GST and LUT, and finally filing your income tax. Everything organised as one connected workflow instead of scattered articles.

New cornerstone guide Read the complete payment workflow — platforms, purpose codes, FIRA, FIRC and post-payment documentation, all in one place.Open guide

Who is this for?

If you earn from clients outside India, this guide applies regardless of your profession.

Jump to your stage

The complete workflow

Every foreign-client engagement flows through these seven stages. Each stage links to the deepest resource we have today; missing stages are marked Coming Soon and will fill in over the next weeks.

Why trust Decompiled.tax?

A short note on how this playbook is built — and its limits.

Built around real freelancer questions

Practical workflows instead of legal jargon

Continuously updated as regulations evolve

Designed to help you understand — not replace professional advice

Choose your payment platform

Detailed comparisons for each platform are landing over the coming weeks. Until then, the FIRC guide covers how to obtain documentation from Wise, PayPal and Indian banks.

Documentation

The paperwork that proves foreign money entered India through authorised channels.

GST

Foreign-client revenue is usually zero-rated as export of services — but registration, LUT and the ₹20 lakh threshold still apply.

Income Tax

Presumptive schemes, advance tax and ITR filing for freelancers earning from abroad.

Free tools & resources

What's coming next?

This playbook is a growing knowledge base. Here's where it stands today.

Coming soon

Frequently asked questions

Most freelancers use a foreign-inward platform such as Wise, Skydo, Payoneer or PayPal, or accept SWIFT transfers directly into an Indian bank account. Whichever route you pick, the money must land through an authorised channel so that FIRC or FIRA documentation can be produced later. Platform choice affects fees, settlement speed, and how easy documentation is to obtain — but not tax treatment.

Read more:FIRC guideSurvival Guide

Record keeping is the last mile

A dedicated record-keeping guide is on the way. Until then, the Survival Guide covers the folder structure and invoice-to-FIRC mapping that experienced freelancers use.

Open the Survival Guide